{"id":2786,"date":"2008-05-02T08:36:00","date_gmt":"2008-05-02T08:36:00","guid":{"rendered":"https:\/\/blog.ccopera.com\/devises\/2008-05-27-utiliser-sa-carte-bancaire-a-letranger-2786"},"modified":"2024-07-20T14:21:35","modified_gmt":"2024-07-20T14:21:35","slug":"2008-05-27-utiliser-sa-carte-bancaire-a-letranger","status":"publish","type":"post","link":"https:\/\/blog.ccopera.com\/devises\/2008-05-27-utiliser-sa-carte-bancaire-a-letranger-2786","title":{"rendered":"Utiliser sa carte bancaire \u00e0 l’\u00e9tranger ?"},"content":{"rendered":"

Vous partez \u00e0 l’\u00e9tranger avec votre carte bancaire. Combien co\u00fbtent les paiements et les retraits d’esp\u00e8ces ? Quelle commission sera pr\u00e9lev\u00e9e par votre banque ?
\n
\nVous s\u00e9journez dans un pays de la zone euro : Le co\u00fbt des retraits d’esp\u00e8ces aux distributeurs de billets (DAB) et des paiements en euros est \u00e9quivalent \u00e0 celui pratiqu\u00e9 dans le pays d’origine: Les paiements en euros sont gratuits, comme en France, quelle que soit votre banque et votre carte. Pour les retraits d’esp\u00e8ces : Si votre banque facture les retraits d\u00e9plac\u00e9s sur les DAB (franchise de quelques retraits gratuits par mois, selon les cartes et les banques) cette tarification s’applique aux retraits effectu\u00e9s dans les autres pays de la zone euro. Soit en moyenne 1 euro par retrait.<\/p>\n

Vous s\u00e9journez dans un pays hors de la zone euro : \u00a0Les paiements et retraits effectu\u00e9s en devises sont payants. Les frais diff\u00e8rent selon la carte bancaire et la banque \u00e9mettrice. Ces commissions sont ind\u00e9pendantes des conditions de change. Les op\u00e9rations en devises sont converties en euros par Visa ou MasterCard, aux conditions de change de leurs r\u00e9seaux que vous ne connaissez pas par avance .<\/p>\n

Un achat chez un commer\u00e7ant co\u00fbte g\u00e9n\u00e9ralement entre 2,25 et 2,90 % du montant de la facture. Parfois, des frais fixes de 1.5 \u00e0 7 euros s’ ajoutent \u00e0 cette commission variable . Les retraits en devises aux distributeurs de billets (DAB) sont factur\u00e9s d’une commission variable de 2 \u00e0 2.8 % du montant et de frais fixes de 2 \u00e0 5 euros selon les banques. Avant de partir, consultez la grille de tarifs de votre banque pour conna\u00eetre le co\u00fbt de ces op\u00e9rations.<\/p>\n","protected":false},"excerpt":{"rendered":"

Vous partez \u00e0 l’\u00e9tranger avec votre carte bancaire. Combien co\u00fbtent les paiements et les retraits d’esp\u00e8ces ? Quelle commission sera pr\u00e9lev\u00e9e par votre banque ?<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,13],"tags":[],"yoast_head":"\nUtiliser sa carte bancaire \u00e0 l'\u00e9tranger ? - Blog devises<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.ccopera.com\/devises\/2008-05-27-utiliser-sa-carte-bancaire-a-letranger-2786\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Utiliser sa carte bancaire \u00e0 l'\u00e9tranger ? - Blog devises\" \/>\n<meta property=\"og:description\" content=\"Vous partez \u00e0 l'\u00e9tranger avec votre carte bancaire. Combien co\u00fbtent les paiements et les retraits d'esp\u00e8ces ? 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