{"id":2766,"date":"2008-04-09T16:02:00","date_gmt":"2008-04-09T16:02:00","guid":{"rendered":"https:\/\/blog.ccopera.com\/devises\/2008-04-09-faq-a-quelle-reglementation-est-soumi-un-bureau-de-change-operations-de-change-manuel-2766"},"modified":"2025-05-28T09:34:44","modified_gmt":"2025-05-28T09:34:44","slug":"reglementation-bureau","status":"publish","type":"post","link":"https:\/\/blog.ccopera.com\/devises\/reglementation-bureau-2766","title":{"rendered":"FAQ – A quelle r\u00e9glementation est soumis un bureau de change (op\u00e9rations de change manuel) ?"},"content":{"rendered":"\n

Le Comptoir de Change Op\u00e9ra est supervis\u00e9 par la Banque de France et en particulier par l’Autorit\u00e9 de Contr\u00f4le Prudentiel et de R\u00e9solution, entit\u00e9 en charge de la supervision et r\u00e9glementation des institutions financi\u00e8res (61 rue Taitbout 75009 Paris).
Les r\u00e8gles professionnelles applicables sont disponible en suivant ce lien :\u00a0Arr\u00eat\u00e9 du 10 septembre 2009 relatif \u00e0 l’activit\u00e9 de changeur manuel<\/a><\/p>\n\n\n\n

Les points les plus importants pour le consommateur sont :<\/p>\n\n\n\n

\n

1. Le champ d\u2019application de la r\u00e9glementation<\/h3>\n\n\n\n

La r\u00e9glementation relative aux changeurs manuels s\u2019applique aux personnes, physiques ou morales, autres que les \u00e9tablissements de cr\u00e9dit et les institutions et services mentionn\u00e9s \u00e0 l\u2019article L. 518-1 du Code mon\u00e9taire et financier, qui font profession habituelle d\u2019effectuer des op\u00e9rations de change manuel.
Constitue une op\u00e9ration de change manuel, au sens de la loi, l\u2019\u00e9change imm\u00e9diat de billets ou monnaies libell\u00e9s en devises diff\u00e9rentes.<\/p>\n\n\n\n

2. Les conditions d\u2019ouverture d\u2019un bureau de change<\/h3>\n\n\n\n

a) Conditions sur les personnes et sur les locaux
b) Conditions d\u2019exercice<\/p>\n\n\n\n

– Immatriculation au registre du commerce et des soci\u00e9t\u00e9s<\/strong><\/ins>
La personne qui souhaite exercer l\u2019activit\u00e9 de changeur manuel doit s\u2019inscrire au registre du commerce et des soci\u00e9t\u00e9s, quelle que soit sa nature juridique.
– D\u00e9claration d\u2019activit\u00e9 aupr\u00e8s de la Banque<\/strong><\/ins>
Avant tout d\u00e9but des op\u00e9rations, il est n\u00e9cessaire d\u2019adresser une d\u00e9claration d\u2019activit\u00e9 \u00e0 la succursale de la Banque de France dans le rayon d\u2019action de laquelle se trouve situ\u00e9 le domicile ou le si\u00e8ge social du changeur manuel.
– Garantie financi\u00e8re<\/strong><\/ins>
La personne qui souhaite exercer l\u2019activit\u00e9 de changeur manuel est tenue de justifier soit d\u2019un capital lib\u00e9r\u00e9, soit de la caution d\u2019un \u00e9tablissement de cr\u00e9dit ou d\u2019une entreprise d\u2019assurances d\u2019un montant au moins \u00e9gal \u00e0 une somme fix\u00e9e par un arr\u00eat\u00e9 du ministre charg\u00e9 de l\u2019\u00e9conomie (38 000 euros actuellement).<\/p>\n\n\n\n

3. Fonctionnement d\u2019un bureau de change<\/h3>\n\n\n\n

a) Information des consommateurs sur le prix<\/p>\n\n\n\n

Le changeur manuel doit afficher les conditions aff\u00e9rentes aux op\u00e9rations de change manuel et d\u2019\u00e9change manuel dans les lieux o\u00f9 cette activit\u00e9 est exerc\u00e9e. Les informations doivent \u00eatre \u00e9galement visibles de l\u2019ext\u00e9rieur lorsque le chiffre d\u2019affaires aff\u00e9rent \u00e0 ces op\u00e9rations repr\u00e9sente plus de 5 % du chiffre d\u2019affaires total de l\u2019\u00e9tablissement. (Conf\u00e8re \u00e9galement la question 5 de notre Foire aux questions sur le change au guichet).<\/p>\n\n\n\n

b) Tenue d\u2019un registre des transactions<\/p>\n\n\n\n

Les op\u00e9rations de change manuel sont imm\u00e9diatement inscrites sur un bordereau dont un exemplaire est remis au client et un autre conserv\u00e9 par le changeur manuel. Ce bordereau indique la nature de l\u2019op\u00e9ration, la ou les devises concern\u00e9es, les sommes chang\u00e9es et les cours pratiqu\u00e9s. Les indications relatives aux op\u00e9rations dont le montant est sup\u00e9rieur \u00e0 8 000 euros sont imm\u00e9diatement enregistr\u00e9es et report\u00e9es sur une partie sp\u00e9cifique du registre pr\u00e9vue \u00e0 cet effet.<\/p>\n\n\n\n

c) Lutte contre le blanchiment des capitaux<\/p>\n\n\n\n

Le changeur manuel doit se doter d\u2019une organisation et de proc\u00e9dures comptables permettant de s\u2019assurer du respect des dispositions de la loi du 12 juillet 1990 (int\u00e9gr\u00e9e dans le Code mon\u00e9taire et financier) et des textes r\u00e9glementaires pris pour son application, ainsi que d\u2019un syst\u00e8me de contr\u00f4le interne destin\u00e9 \u00e0 s\u2019assurer de leur mise en \u0153uvre effective.<\/p>\n\n\n\n

d) Obligations de d\u00e9clarations statistiques<\/p>\n\n\n\n

e) Modifications des \u00e9l\u00e9ments de la d\u00e9claration d\u2019activit\u00e9<\/p>\n\n\n\n

f) Sanctions<\/p>\n<\/blockquote>\n\n\n\n

Consultez nos \u2018Mentions L\u00e9gales\u2019 au bas de chacune des pages de notre site www.ccopera.com<\/p>\n","protected":false},"excerpt":{"rendered":"

La r\u00e9glementation sur ce \u2018m\u00e9tier de la finance\u2019 est librement consultable sur le site inforeg.Les points les plus importants pour le consommateur.<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,13],"tags":[],"yoast_head":"\nFAQ - A quelle r\u00e9glementation est soumis un bureau de change (op\u00e9rations de change manuel) ? - Blog devises<\/title>\n<meta name=\"description\" content=\"CCO est supervis\u00e9 par la Banque de France elle est soumise a une r\u00e9glementation control\u00e9 par la ACPR.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.ccopera.com\/devises\/reglementation-bureau-2766\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQ - A quelle r\u00e9glementation est soumis un bureau de change (op\u00e9rations de change manuel) ? 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